Mr. Sullivan explained the role of the Committee for the designation.
Mr. Leary introduced the application.
Councillor Oosterhof stated he empathized with homeowners regarding insurance rates and noted that he would not support designations if insurance would be raised. He asked for an explanation on what staff had learned since the item was deferred. He further asked for a timeline on the property's designation. Mr. Gibbs explained that the province had released information regarding insurance rates and confirmed that rates should not be increased. He stated that there was no obligation on the property owner to rebuild a building using original designs or type if it is lost to fire. Mr. Konrad reiterated what Mr. Gibbs had stated. He further confirmed that no rate change should occur as nothing has materially changed when a building is designated. Mr. Leary explained that the property had been flagged by the Township of Kingston in the 1990s for designation and then was added to the City of Kingston's designation program in 2015. He confirmed that it had been listed by that point but that staff had had a large amount of properties to investigate for designation at that time.
The Chair provided an opportunity for members of the public to ask questions.
Karen Eaves noted that she was the owner of the property. She stated that her insurance company was now increasing the premium and per month costs based on the potential designation. She further stated that it would bankrupt her. She highlighted the fact that the property was an active farm and as such the options for insurance were limited. She noted that the property had undergone significant alterations and could not be seen from the street. She requested that the Kingston Heritage Properties Committee further defer the item to allow her to receive a legal opinion.
Shirley Bailey stated that the Frontenac Heritage Foundation had a member who owned a rural heritage property and had found good rates at a local insurance company. She noted that insurance rates are increasing across the province for many reasons. She urged people to 'shop around' for better rates.
In response to the public comments Mr. Leary stated that staff were aware of the changes done to the property and that it met the eligibility requirements for designation.
Councillor Glenn asked if a deferral for a legal reason would be appropriate. Mr. McLeod stated that it was a reasonable response. Mr. Leary added that the province had extended the deadline for designating properties to the end of 2026. Mr. Sullivan explained how much further in time the item could be deferred.
Councillor Oosterhof explained what had happened at a recent Council meeting regarding heritage designations. He stated that there was a lot to discuss regarding the insurance issue.